Insurance Coverage: Select the Local or International Coverage?
A number of insurers have coverage for the local level alone, but there are also insurance that has international coverage. Which should you choose?
Speaking of insurance coverage options if choosing an insurance product that has a scope within a single country or multiple countries at the same time actually depends your needs. You can choose an insurance product that has coverage for multiple countries at once if it is seen as your needs. Instead, you can select insurance coverage for one country only if your mobility is not to travel to several countries.
Usually, the insurance products that have an international scope this is the type of travel insurance. As the name implies, this insurance product is intended for people who are traveling, both at home and abroad. If you have plans to travel to several countries at once is certainly very well to make sure to choose a travel insurance that can cover the insurance requirements in your destination countries are.
Another type of insurance that has health insurance coverage is global. As a product of the Axa Insurance Independent Insurance Global Health. By using the insurance, you will get a personal health services, ambulance transport and emergency medical services even internationally. This means that you can do to health care abroad with this insurance product.
Health insurance products is very precise global level is used in addition to the frequent travel abroad, as well as for students who are studying abroad.
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The most obvious difference between these global and local insurance at cost. Premium charged for insurance that has global coverage cost more than just local. Understandably, the scope of services was also more extensive. Therefore, if the fair value of the premium charged was greater. As an example of such a product Mandiri Global Health Insurance premium value of Rp 10 million to Rp 500 million per year.
Well, now you are choosing? Want scope of insurance benefits in Indonesia alone or in multiple countries at once? Importantly, adjust to your needs.